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News & Notice |
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Services Features |
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Maximum interest on Deposits |
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Variety of saving accounts |
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Advanced banking Facilities |
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Experienced and Responsive Staff Members |
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Hassel free processing |
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No Hidden Charges |
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Locker Deposit Facility ( in near future ) |
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Transferred money withdrawal facility |
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Foreign Exchange Facility |
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Issuance of Bank Guarantees |
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Share holders Scheme |
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 Araniko Development Bank has introduced a new account opening schemes for its share holders.
The share holders can open an account with just Rs. 1000 and weekly withdrawal limit is up
to Rs. 1 crore.
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| Araniko Loan Schemes |
Bank always works to satisfy all kinds of financial needs of customers. But her major priority lies on Job Promotion Schemes, infrastructural development schemes, societal development schemes, and income generation schemes.
Our bank will be granting loan under the following headings:
Housing Loan
Industrial Loan
Foreign Employment Loan
Hire Purchase Loan
Share Loan
Education Loan
Small Business Loan
Overdraft Loan
Personal Loan
Consumer Loan
Loan on fixed deposit
Other Loans
Debenture Loan
| Lending Interest Rates : |
| S.NO. |
Loan Type |
Period / Details |
Special Interest Rate |
| 1. |
Housing Loan |
Up to 5 years |
16% |
| 5 to 10 years |
16% |
| 10 to 15 years |
17% |
| 1.5% will be added to the interest rates for business loans. |
| 2. |
Hire Purchase Loan |
Personal |
16% |
| Commercial / Institutional |
17% |
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Heavy Vehicle |
17.5% |
| 3. |
Education Loan |
Any |
15.5% |
| 4. |
Business Loan |
Any |
16.5% |
| 5. |
Share Loan |
Any |
18% |
| 6. |
Foreign Employment Loan |
Any |
17% |
| 7. |
Industrial Loan |
Fixed Capital |
15% |
| Working Capital |
16.5% |
| 8. |
Micro Financing |
Any |
15.5% |
| 9. |
Agriculture Loan |
Working Capital and Tea Farming |
15% |
| Other Agriculture Loan |
Up to Rs. 500,000: 16%
Above Rs. 500,000: 17% |
| 10. |
Other Loan |
Any |
17.5% |
| 11. |
Overdraft |
Institutional |
16% |
| Personal |
17% |
| 12. |
Personal Loan |
Any |
16.5% |
| 13. |
Debenture Loan |
Any |
2% extra on actual interest rate or Minimum 12% |
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